You may not be able to pay your credit card on time in some sudden situation. At a time like this, the bank has a service option that can save your life: a standstill. You might ask, how does this work? In short, that is the step。

How do you call the bank

First, open their own notebooks and write down relevant information such as bank accounts, credit card accounts, etc. These are all necessary information to be provided by telephone counselling, which, once ready, will make the process fast and smooth. Then you find the bank's customer service phone, usually in the bank's official network, in mobile bank applications or on the back of your bank card。

Call when you're ready. Once you dial, the voice service will guide you in the selection of related services such as loans, credit cards, etc. Once you have access to the customer service, you provide a brief description of your situation, express your wish to suspend the interest-bearing and give the required account number information. In this way, the client will be able to understand your needs and provide concrete steps。

However, you need to know that not everyone can apply to the interest-bearing service. For banks, there are several key application conditions that must be met. First, borrowers themselves need to be willing to pay back and be willing to repay their loans proactively and actively. Second, the ability of borrowers to repay their loans is judged by factors such as the ability of banks to assess the borrower ' s economic situation and income. The applicant ' s arrears were then overdue. Finally, it provides proof that it is in economic distress, such as unemployment, illness or accident。