Hello, I would like to talk to you today about some of the use of the 360 debits. Have you ever had any experience with the amount in the account, but you can't borrow it? Well, I know it's very confusing. But don't panic. Let's discuss what caused this。

Three key reasons why 360 loans can't be borrowed

First of all, you have to see if you have a record of default. Once you have used the 360 debits, it is considered to be overdue. In such a case, the platform will manage your risk and suspend your loan function. For example, if you have a delay on other loan products, it will also leave a bad record, making it impossible for you to apply for a loan at 360。

Second, the platform certainly wants you to be a person with a stable and sufficient source of income, but if your income situation changes significantly, the platform will limit your loan lines in order to control risk. If you are not yet able to raise your own level of income, it is suggested that you should be more cautious in applying for a loan, which, after all, would be at a higher risk of being overdue。

And then, if you have other loans that are still outstanding, which leads to a high level of indebtedness, the platform will probably reject your loan application. Because it means that you may not be economically capable, the risk of delay will increase in the future。

Besides, see if your available amount without moisture is enough, because only the available amount can be borrowed. The credit line, while beautiful, does not mean it can be borrowed. If you see a credit line, you need to re-apply to 360。

If you can't borrow the amount because there's not enough consolidated points for an individual, then you regulate your borrowing and apply for it later. And if it is due to the limited amount of the loan from the platform, you can choose to apply at a fixed time。

In general, the reasons why you cannot borrow on 360 loans include poor credit records, over-indebtedness as a result of excessive borrowing, the fact that the lending slot was exhausted on the same day and the fact that the platform system is being optimized。