Applying for a loan is a normal life for many people today. Whether it is for a house or a car, we often have to resort to bank loan services. But do you have any idea how long it will take us to launch a loan application until it is approved? The bank loan approval process usually takes about 5-7 working days. However, in the case of mortgage loans, the time is relatively longer because the approval process is more complex and banks need to take evidence on site, identify property rights and inspect property rights. For how long? In general, the bank will issue an approval to the applicant within 15 to 20 working days, and the approval will specify the amount and duration of the loan。

Personal loans usually take days

So how do we look at our loan records? We have two ways to do this. First of all, you can go to the letter search window of the People's Bank of China with your identity card and a copy of it, or to other commercial banks to look for personal loan records. Second, it is also possible to choose to use large-data inquisitorial inquiries, which are available on the websites of the eight major inquisitorial institutions with personal letter plates, as a means of searching mainly for loan platforms that do not have access to national letters。