Guys, you know what 95188 is? It's not a mystery code, it's an official customer service line. At times, we may encounter unforeseen situations, such as when a prospective counterparty needs to borrow but is unable to pay in time; at that point, have you heard of the possibility of calling 95188 to negotiate late repayments

Can we negotiate the late payment

I'm going to give you some details. 95188 is like your private loan counselor, whether you use a flower, loan, or Internet loan, and if you dial this phone and make sure you have a problem with your repayment, they'll help you find a solution that suits you. All you have to do is prepare your financial situation, including income, expenditure, etc., and then submit the corresponding information and apply for a new loan repayment。

While it may be possible to negotiate late repayments, I would like to remind you that borrowings are also due and that late repayments may have some negative consequences. First, it may limit your ability to use other loan products that pay for the treasure; second, even if you pay after the delay, your loan may be reduced or even turned to zero. Worst of all, the late payment records will be sent to your letter of call, which may affect your credit evaluation。

In the light of the foregoing, late repayments, even if negotiated, are not a long-term solution. You need to maintain a good repayment habit that, while avoiding adverse effects, can build up good personal credit for you, thus potentially increasing the amount. Maintaining a good credit history is the golden rule of borrowing。