I'll tell you the truth: I can't pay off the Internet, I can't get my letters back. Because today's letters have invaded our hurried lives, and the impact is really great. No? Then let me explain。

It's not going to cost you anything

Have you ever thought about what would happen to you if your letters of request were not paid out of the money you're hiding

First of all, your overdue record will make you lose when you apply for a loan or credit card. Because the letter-writing record of that large stream of books is the focus of every lending institution, and the delay means that the way forward is becoming narrower。

Secondly, if you continue to ignore the loan after it has expired, once more than 90 days, you may be considered to have deliberately delayed repayment. At this point, you may not only be brought to justice by a loan institution, but may even be at risk of imprisonment. Because the loan contract was a clear agreement between you and me, and it would be a breach of faith, and then the other party would have full authority over you。

Finally, your freedom of movement is also affected by prolonged arrears. Once you fail to pay for a long period of time, you may be banned from high iron, flying, or even affecting the right of your next generation to attend school. The reason for this is that your late payment is considered an act of bad faith, and the relevant authorities take restrictive measures to protect the interests of the lending institution。

So you're still thinking that my letter of request can be turned over in five years? That depends on your type of letter. Overdue records need to be cleared every five years, provided that you cease bad habits and pay off the money owed. The search record is kept for only two years, so it does not need to wait for five years. Normal credit records, such as credit cards that have been sold or the loans have been repaid, will be kept in your letter of credit report。

So, the removal of your letters is not a one-off event, but also depends on the type of records and the time they are kept。

That's what your Internet lending may bring with it the invisible shackles of thought and action. Thank you for reading。