So let's go into the different types of web-based lending platforms and the different impacts they have on them, which, by and large, can be divided into the two types of letters received from the Central Bank in hand, and the choice of sesame credit or other credit scoring systems that do not appear. You might ask, what would happen if I didn't borrow on a credit card platform without paying off

What will happen if we don't get a loan

First, even if you do not write a letter, your lateness will be reported by the platform system, leaving your poor record, which has an impact on your personal credit. In addition to that, your arrears have been charged with a fine since the day they were due, until you have repaid them. And what you should be aware is that some platforms charge interest rates higher than your normal borrowing rates. And your network lending is likely to be frozen by the platform system, and you can't borrow any more from other platforms because of your credit problems。

You might also want to know if a non-receipt Internet loan will be prosecuted. Actually, the answer is possible. If you have long-outstanding loans and the amount is larger, and the Platform has made many calls but you have failed to respond, the Platform may take legal steps to recover the loan. It needs to be noted, however, that if platforms are themselves unregulated, they are generally not prosecuted. We should try to avoid such illegal network lending. If you are not careful to borrow the money, then the other party's non-compliance with the high interest rates and costs beyond reasonable limits is an option and can be reported。