It is just a form of borrowing that many young people prefer. The interest it provides is relatively generous and the borrowing process is relatively easy. However, sometimes you may find your borrowings falling. Why? There may be several reasons for this。

What's the reason for the reduction

First of all, you may have had late repayments, either borrowing or spending. Overpayment appears to be a risky behaviour in any lending system and, in order to minimize its own risk, the system would perform a reduced level, which could even lead to borrowings being frozen。

Second, your debt ratio could be too high. If you have too many loans in your credit records, this will raise your debt ratio and trigger a platform to reduce your level。

For users who have not used the loan for long periods of time, their amount may also decline. The system may determine the user ' s need for borrowing based on the user ' s frequency and adjust accordingly。

In addition to this, if you have a bad record of sesame credit, which in turn results in a lower credit score, the amount borrowed is likely to decrease accordingly。

There is no certainty as to when the amount will be adjusted, and different users may have different time, as the lending system will determine the timing of a specific assessment based on credit ratings and user behaviour. Increases will be seen sooner or later as long as good lending behaviour is maintained。