Did you borrow the reduced amount to replace the summer suit? Don't worry, it's cyclical and can be adjusted for your creditworthiness. Then why did the borrowing suddenly shrink? We'll solve this puzzle together。

That's the main reason why I borrowed it

First of all, you may have used borrowing in an illegal way. The borrowed funds, although available, are of limited use and relate to hot spots that cannot be touched, such as investment finance or house purchases. In the event of non-compliance, the reduction is inevitable。

Secondly, over-indebtedness was one of the reasons. If the platform finds out that you still have a bunch of outstanding loans, it will naturally worry about your repayment pressure, which could affect your normal repayment, which would also lead to a decline in borrowing。

Also, your income situation is a key. After all, the payment needs to protect the risk of the loan being overdue, so you need a stable and sufficient source of income to repay the loan, or else it will affect the borrowing。

Finally, the security of the use of the accounts is also the reason for the decrease in borrowing. If your accounts are regularly entered, there may be a risk of theft, risk control that triggers the system, and borrowing levels may also be affected。

How do you respect the reduced borrowing

Method one, maintain a high-quality credit record. Loans that have been tested require good credit records, so you need to avoid having bad records。

Method two, raise your income. If your income is not enough to be borrowed, then try to increase it, to lower your fear and to save it。

OPTION THREE, TO RETURN THE DEBT RATIO TO THE DESIRED LEVEL. THE HIGH DEBT RATE IS LIKE A SIGN "I'M UNDER A LOT OF PRESSURE" TO GET AWAY WITH IT. IF THE DEBT RATIO EXCEEDS 501 TP3T, TRY TO BRING IT DOWN。

Method four, tell me more about you. For example, by updating more information on the occupation, education or income on the payment treasure, or by uploading the corresponding asset information, searching for and showing your social security and the Provident Fund, this will help you to win a loan。