Bank loans are often seen as an ideal solution for large-scale expenses such as the purchase of cars, among which the loan services provided by construction banks are of great interest. However, in the minds of borrowers, the important question is whether the loan can be repaid in advance. And, if so, how many advances have been made? Now, let's go over this。

The construction loan can be repaid several times a year

With regard to construction bank loans, only one advance repayment is allowed within a year. In order for this operation to proceed smoothly, the construction bank requires the user to submit an appointment and a related application one week before the settlement date. The amount paid in advance cannot be ignored and must be higher than the total amount paid in one year. Importantly, early payment of [[s] is subject to default and the circumstances are clearly described in the contract。

And then we'll talk about how to transfer the construction loan. When a user applies for a build-up cash loan, the loan assets are generally deposited directly in the user ' s bank card. In such cases, the user can make either a direct cash withdrawal or a transfer. However, if the user is applying for an exclusive loan, such as a loan for renovation, the funds of such a loan can only be paid for by the firm in question and cannot be transferred directly. In general, if a connection loan supports a transfer, the user can operate through a bank card or a loan account. If transfers are not supported, the user is requested not to try to operate illegally。

In general, knowledge of the rules and risks of bank loans is an important part of our ability to apply for and use them, and it is hoped that this information will be helpful。