Now, let's look at the behavior that might affect your future loan applications in the process of using the consumer credit product "Leave" on the payment platform。

Use the loan and what would affect the loan

First, if you fail to repay the loan on time, your loan position will be at risk. It's just a loan product that's on call. Failure to pay in full and on time will result in delays, which will be reflected in your letter-of-assist report. If you want to apply for a mortgage, the bank will investigate your credentials. The discovery of a legacy of non-performing loans may lead to direct rejection of loan applications. In short, if you have a delay in using the loan, it will have an impact on the outcome of the mortgage application。

Second, the unjustified use of borrowing limits can also affect your loan. As mentioned earlier, if users do not use the loan properly, once detected in the system, there will be adverse intelligence effects. If the loan product is used to support consumption, the user should use the loan for consumption to the extent permitted and not for investment or financial management. Otherwise, you will be considered to be in breach of the law, with corresponding consequences。

Finally, even if you want to apply for a loan, the outstanding loan may affect you. In fact, when you plan to apply for a mortgage, you better pay off any other debt in advance, otherwise the mortgage application may fail。

Now let's look at the loan terms. You have to have a good letter of credit, because it's a pure credit product. Then you need a steady income. I need to make sure you have enough financial power to repay the loan. Then you can't be troubled by high debt rates. If, when you apply for borrowing, there are other debts that have not been settled, the payment of the treasure will also raise concerns about your future solvency. Finally, you need more than 600 sesame points, which is an important criterion for paying for your qualifications。