You want to know why you borrowed so low? A credit-based loan product that carefully assesses your qualifications and then determines the amount of credit awarded. We have a number of considerations to address the low level of borrowing。

What's the reason for borrowing so low

First, you don't need this credit. I'd like you to use it more often. Once you don't have much, if you don't use it for a long time, the system doesn't have to give you too much。

SECOND, IT'S YOUR DEBT RATIO. THAT FIGURE REFLECTS YOUR DEBT PRESSURE LIKE A MIRROR. IF YOUR DEBT RATIO EXCEEDED 50%, THE CREDIT INSTITUTIONS WOULD BE MORE CAUTIOUS, WHICH WOULD AFFECT YOUR BORROWING。

Third, it's your income. Normal repayments need to be assured by stable income. If your income falls short of what is required, it won't give you too much. So you have to find a way to raise your income to get a higher level of borrowing。

Fourth, your personal information is complete. Using borrowed information requires uploading and authenticating your information, and if it is not complete, the system cannot fully understand you. One way to control the risk of borrowing is that when information is not complete, the system will not give you too much。

The last reason is that you haven't been overdue. Such acts raise doubts about the system ' s stability in your repayments and may be perceived as posing a certain credit risk. In this case, the system, in order to control the risk, will lower your borrowing。

I have three suggestions on how to increase the borrowing。

One is the increased use of the value of the credit service. More ants, more flowers, more free cars, more cash, more credit-rents, more credit。

Two is to perfect your personal information. Fill in as much as possible of all the information that can be filled in, including work, automobiles, social security, the Provident Fund, etc., which will help the system to assess you more fully。

And finally, you show your economic power. The system is able to see your economic strength by placing the money in the balance or buying some money, gold and other items of property, making more money transfers, making more red bags and consuming more. The better the economy, the more likely it is to increase。