IF YOU'RE TRYING TO MAKE AN ONLINE LOAN, BUT YOU SUDDENLY FIND IT IMPOSSIBLE, IT MAY BE FOR THE FOLLOWING REASONS. FIRST, WEB-BASED LENDING PLATFORMS USUALLY FOCUS ON THE APPLICANT ' S INCOME, AS THEY CONSIDER IT TO REPRESENT THE BORROWER ' S ABILITY TO REPAY. IF YOUR INCOME DECREASES, IT MAY INCREASE THE RISK OF REJECTION. SECOND, IF YOU HAVE A HIGH RATE OF INDEBTEDNESS, YOU MAY ALSO FIND IT DIFFICULT TO BORROW, AND NORMALLY, IF THE RATE IS BELOW 50%, THE PLATFORM WILL NOT HAVE MUCH CONCERN. THIRDLY, THE LOAN PLATFORM MAY REJECT APPLICANTS FOR EXPIRED IDENTITY INFORMATION, AND IN ORDER TO AVOID THIS, YOU NEED TO KEEP AN EYE ON THE VALIDITY OF YOUR IDENTITY CARD. FINALLY, YOUR CREDIT RECORDS MAY ALSO AFFECT YOUR BORROWING, AND IF YOU HAVE POOR CREDIT RECORDS, YOU MAY NEED TO IMPROVE AND APPLY LATER。

What's going on

If your application for a loan on the Internet is rejected, there are a couple of small suggestions: If your credit rating is low, it may take some time to upgrade and then apply. If you continue to apply for a loan on the Internet, you may have to stop for a few months to try again. Also, if you fail to meet the requirements of one platform, try to go to another one with a lower threshold。