Is there a question as to whether there are housing loans in the bank and if there are any more loans to buy? There is no hesitation, the answer is yes. The bank does not have any specific requirement that users apply for housing loans only once. It is entirely possible to reapply for housing loans as long as the conditions set by the bank are met。

Does the bank have a mortgage to buy

However, it should be recalled that all of your loan information is recorded on the personal letter report. Therefore, for the loan to be successful, your personal letter must remain clear. If previous loans are recorded as overdue, which may affect future loan applications, it is likely that the bank will reject your application. At the same time, if you apply for too many loans, the over-indebted ratio will have an impact on the outcome of the application。

On the question of the length of the mortgage, do you not know? The length of the mortgage is not fixed, if you want to change it, it's fine. Only the consent of the loan bank is required. In the event of a change in the length of the loan, the loan contract would be adjusted accordingly, and the loan monthly and interest would need to be recalculated。

This paper addresses the issue of whether the bank has a mortgage and is able to lend for a house. The answer is yes, but the lender needs to maintain a good personal record. At the same time, the length of the mortgage may be changed, subject to the approval of the loan bank. It is hoped that this information will help you understand and address the relevant issues。