A lot of people have the idea of starting a business. The problem is that it's a good idea to start a business, and money is the first to start a business! With the spread of the loan, did you want to take a loan of 200,000-300,000 to make your own start-up dream rich?

Wait, wait, wait, wait, wait, wait, wait, wait, wait, wait

If you want to lend $200,000 to open a restaurant, it's the nature of the loan: a loan. Whether you borrow from a bank, a financial institution or an online platform, the amount of money you can borrow depends on your personal qualifications, the quality of the loan, the quality of the loan, the quality of the loan, and the availability of the asset。

First, mortgages:

A lot of people who don't know about loans think they can get money from a bank (real estate, automobiles, etc.) or cash money, which is a big mistake. Modern banks are not pawnshops. Banks always value the first source of repayment for borrowers!

Mortgages only reduce the probability of risk as a security measure. The borrower's eyes are full of jars, you take the collateral, and here at the bank, a business goes from lending to last-minute dealing with the collateral, which means that bad loans have happened. Banks ' non-performing lending rates will increase, client managers will be blamed and branches will be embarrassed at the head office. Moreover, most banks are prudent in investing in borrowing, as the risk is too unknown, especially for a loan. So even if there's a car and a house in the bank to start a business, it's not too hard!

And credit loans:

Many people on credit loans are also mischaracterised, have no debts, and no disciplinary action is good. Credit is also graded, if it is easy to borrow a thousand or two thousand letters of credit, but more than 200,000 must be satisfied: there is a stable job, the nature of the work, the good work; there is a stable income certificate, and there is a high flow of income; credit is a good credit record, a low debt ratio, etc.; credit is a comprehensive rating, and borrowing is really less simple than everyone thinks, especially credit loans。

Did the bank borrow so hard that it didn't start a business?

No, if you have full confidence in your investment and resolve, you may wish to consider ways to:

In the case of mortgages, large banks may transfer their loans to small banks or to financial lending companies, comparing them with a few, depending on their needs。

If you take a credit loan, you can either take a guarantee loan, you can take a credit card, you can find a financial company, you can find a micro-credit platform on the Internet, you have to look for a formal institution, you can't find a good loan broker and you can save a lot of trouble!