Today, borrowing has become a common way of life, but many people tend to suffer from problems such as pass rates, interest rates and so on when choosing a borrowing platform. Which platform has a high pass rate? Through a survey and study of multiple platforms in the market, the authors have summarized the following key factors。

Which platform has a high pass rate

Credit rating

Borrowing platforms usually use a variety of instruments to assess the risk of users, and credit rating is a very important factor. The higher the credit rating, the higher the pass rate. Increased credit ratings can therefore be the most effective way to increase pass rate in the lending platform。

2. Information preparation

The loan platform requires different information from the user, but generally requires supporting information such as identification cards, work certificates, credit card bills, bank flow, etc. When completing the application form, the user must verify the correctness of the information and, if incorrect, directly influence the pass rate。

Time of application

On some lending platforms, users have access to funds within 24 hours, known as “blitz borrowing”. Such platforms have higher user requirements, such as lower loan lines and shorter borrowing cycles, but have a relatively high pass rate。

4. Platform logo

User evaluation is the most important measure of a lending platform. By searching for indicators such as “check speed”, “credit line” and “lending speed” in user evaluations, it is possible to judge the Platform's pass rate and reputation so that a more suitable platform can be selected for application。

In the light of the above, we recommend several more popular lending platforms in the current market:

1. Affordable loans

One of the popular lending platforms in recent years has been the IATM, which has generally been excellent in terms of speed of review, credit lines, interest rates, speed of lending, etc. In addition, the platform has a custodian to secure funds and secure borrowers。

2. Swiss silver and silver loans

The credit rating of SILVER micro-credits is more stringent and has a relatively low pass rate, but they are lending very quickly, usually within 24 hours, and are suitable for users who need it urgently。

3.360 Loans

Borrowing 360 is a platform for providing a zero-sum micro-credit solution. Its ratification is very rapid and can be approved in one day. In addition, the interest rate is transparent and the user can determine the interest rate to be paid before submitting the application. It is more flexible for users than for other platforms。