Let's understand the implications of the “no-privileged” policy. First, this policy will make house purchase more challenging. Banks are more careful when reviewing property loans, need more documentation and require stricter conditions. As a result, you may need to pay a higher down payment for the house, which undoubtedly makes entry difficult. What are the implications of the “no-privileged” policy? The policy of home recognition is read as follows: Secondly, it helps to reduce risks. Banks will focus on lenders ' credit records, income stability and solvency. This means that banks can avoid excessive lending and default, protect the stability of the financial system and reduce the risk of non-performing loans. In addition, “no-privileged housing” can contribute to the healthy development of the municipality. Policies encourage people to choose to buy houses according to their economic power, invest rationally, and resist excessive speculation in the housing market and lead it to healthy development. However, this policy may also affect the choices and needs of home buyers. As it may limit the amount of loans and interest rates of some home buyers, it may influence their decision-making on home purchases. At this point, the buyers need to consider more carefully, choose a source of housing that matches their economic strength and adjust their plans accordingly. It should be noted that the implementation of this policy may vary in different regions and stages, depending on the local financial regulatory policy, the supply and demand of the building, and the personal circumstances of the lenders. Therefore, it is recommended that home buyers follow the relevant policy closely and make informed purchase choices according to their actual situation。