With the advent of the Internet age, there has been an increase in the number of personal information leaks, and many face such problems as the theft of credit cards and the use of identity information. In order to ensure their credibility and personal information security, more and more people are now willing to learn about their correspondence. But how many times a month does it make sense to ask for personal letters? This issue is analysed from several angles below with a view to providing the reader with useful information。

How many times a month

I. Types of letters of inquiry

First of all, we need to know that personal call-in inquiries are divided into two main types, one on an individual's own initiative and the other on a passive basis. A person ' s active search refers to an individual ' s own search, including remote, manual and self-help queries, to ascertain the status of his or her correspondence. On the other hand, passive inquiries refer to enquiries made by financial institutions, such as banks, credit card companies, consumer finance companies, insurance companies or credit agencies, in the course of their operations, of information received from customers。

Limitation on the number of inquiries

In accordance with the relevant laws and regulations of our country, individuals may, within a natural month, check their letters of request no more than four times. This means that if a person wishes to know his or her status within a month, it is advisable to control the number of enquiries no more than four。

Impact of the number of enquiries

The number of inquiries into letters-of-mail reports varies, with different implications for the recording of letters. The impact on individual credit records would be less if individuals were to search only one letter report. However, multiple inquiries by individuals into letters-of-mail reports may have an impact on the record, especially if multiple inquiries take place within a short period of time, which is considered to be repeated and results in a precarious credit record. If the number and frequency of inquiries over a period of time were too high and might even be perceived as credit fraud by the letter-requirers, this had a negative impact on individual credit records。

IV. Timing of inquiries into correspondence reports

It is also important to look into the timing of letters of request. If an application for a loan, credit card, insurance, rental, etc. is intended to trigger a letter request before a letter request is made, it is recommended that a free self-check be conducted prior to such enquiries in order to detect and correct errors in the letter-in-chief in a timely manner. In the absence of such matters, it is recommended that letters-of-mail reports be consulted on a semi-annual or annual basis and that errors be corrected in a timely manner to enhance the management of their letters-in-chief。

In the light of the above, it is reasonable to ask for letters of call no more than four times a month. At the same time, the type of queries, the impact of the number of queries and the timing of inquiries into letters-of-mail reports also need to be noted when carrying out inquiries. Personal credit and information security can only be better ensured if the relevant knowledge of letters of enquiry is properly understood。