MANY PEOPLE NOW CHOOSE TO GO TO 4S, WHICH HAS A BETTER AFTER-SALES SERVICE AND LOAN PROGRAMME. FOR MANY, CAR-PURCHASE LOANS ARE A MORE COMMON METHOD. HOWEVER, FOR A LARGE NUMBER OF STARTERS WHO BUY CAR LOANS, THEY ARE OFTEN BESET BY A VARIETY OF ILLUSORY PROBLEMS. THERE IS NO MORE COMMON PROBLEM THAN WHAT INFORMATION IS NEEDED. SO, WHAT INFORMATION IS NEEDED ON THE 4S CAR PURCHASE LOAN? NOW, WE'RE GOING TO ANALYSE THIS FROM SEVERAL ANGLES。

what information does 4s need for a car loan

1. Personal identification

One of the most basic information in the purchase of a car loan is personal identification. This takes into account the need for relevant institutions, such as banks, to verify the identity of borrowers in order to ensure the authenticity and accuracy of borrowing risks and the identity of borrowers. In general, the borrower is required to provide original and copies of identification documents for bank approval。

2. Evidence of income

In addition, information relating to proof of income is required for the purchase of a vehicle loan. Since banks or other relevant institutions ensure that the borrower has sufficient financial capacity to pay under the loan contract, it depends on whether the borrower ' s income meets the requirements for the repayment of the loan on schedule. The proof of income includes, inter alia, wages, bank statements, tax statements, etc。

3. Contact information

In addition, there is a need to provide contact information for the purchase of a vehicle loan. Since banks or other relevant institutions need to verify the contact details of borrowers so that they can be contacted in a timely manner in the event of default or other important matters. In general, borrowers are required to provide mobile phone numbers, fixed telephones, etc。

4. Certification of insurance

Insurance is also essential in the process of purchasing cars. When reviewing a loan application, a bank or related institution is required to confirm whether the borrower has insured the relevant insurance policy and incurred the corresponding premium. Insurance certificates generally refer to vehicle insurance at the time of purchase。

IN GENERAL, THE 4S WILL REQUIRE A GREAT DEAL OF INFORMATION TO BE PROVIDED IN ORDER TO PREPARE THE BORROWER WELL IN ADVANCE OF THE APPLICATION, SO AS NOT TO JEOPARDIZE THE SMOOTH RUNNING OF THE LOAN。