I'm sorry

Request for an extension of repayment. If the attitude is good, indicating that it is simply unable to pay in the short term, then the bank can be requested to extend the repayment

2. Applications for payment in instalments. When repayments are too large and insufficient, they may be requested in instalments, so that arrears can be returned in multiple instalments and the pressure on repayments can be alleviated in each period

3. Loan money from relatives and friends. If the amount of the arrears is small, the bank ' s arrears can be repaid by borrowing money from relatives and friends and the loan can be returned afterwards

Refund of assets. In the case of jewellery, property, vehicles, etc. in hand, these items can be cashed and later used to repay bank arrears。

What are the consequences of bank loans?

1. Individual letters affecting borrowers. The borrower ' s personal credit is affected and may have a direct impact on the borrower ' s subsequent loans。

2. If the borrower fails to pay on time, the bank will impose interest-rate penalties on the borrower, resulting in significant repayment pressure on the borrower。

3. The bank sends a text message when the loan is one month overdue. More than three months after the deadline, the bank calls or calls。

Banks that are more than six months overdue will sue borrowers in court and will have court summonses sent to the borrower, and on the date of the hearing, whether or not the borrower is present, the court will freeze the collateral that the borrower originally mortgaged to the bank and then auction the proceeds of the mortgage for repayment。