Sesame Credit, a credit evaluation system under the Ali Baba flag, generates credit scores by assessing the credit behaviour of individuals or businesses to help people engage in credit consumption, borrowing, etc. So, what's the level of sesame credit? We can do this from multiple angles。

What level of credit is sesame

First, in terms of credit scores, sesame credit excellence generally refers to users with points above 750. According to the official sesame credit announcement, users with points above 750 are entitled to higher credit lines and low interest rates, as well as more credit services and facilities. Thus, from a score point of view, sesame credit excellence is relative and must be achieved in order to be called good。

Second, in terms of credit records, sesame credit excellence also requires that users perform well in terms of credit behaviour. That is, users have a good credit record in terms of lending, repayment, consumption, etc. For example, users pay on time, do not default on bills, do not overdue, have a stable source of income, etc. A good record of these credit practices increases the credit scores of users and, conversely, may lower the credit scores。

In addition, sesame credit is highly relevant to the credit rating of the user, in terms of credit ratings. According to the official sesame credit announcement, sesame credit is divided into six grades of 350-950, which are poor, general, good, very good, very good and super-good. Of these six levels, sesame credit excellence is at a higher level and has a higher credit rating than other users。

Finally, in terms of the extent of the impact of sesame credit, sesame credit excellence also relates to the level of credit of users in all aspects of society. For example, sesame creditworthy users tend to enjoy easier access to facilities and benefits in areas such as rental, employment, travel and shopping. Owing to good sesame credit, these users do not need cumbersome documentation for renting housing, more employment opportunities, more travel dividends and more shopping concessions。

In summary, sesame credit excellence is a comprehensive assessment, ranging from high credit scores to good credit behaviour to high credit ratings. Good sesame credit is not only personal to the user, but also relates to the level of credit of the user in all aspects of society。