the fsp is an online lending platform focused on micro-enterprise finance. loans on fast-track loans are free of collateral, have a flexible borrowing cycle and are used extensively. a lot of people want to know if it's on or offline? this paper will analyse this issue from several angles。

are you on line or offline

I. OPERATION OF THE Platform

the fsp is a purely internet-based credit platform that is fully operational online. both borrowers can register, authorize, borrow, repay and so on through the fast-e loan website. thus, in terms of the platform ' s operating model, the fsp is online。

II. Wind control systems

as an internet financial enterprise, fast-track lending is very demanding for a wind control system. the platform has introduced a number of high-quality and large data technology companies to provide technical support for wind control. there is a well-established wind system for fast-forward lending in respect of the identification of borrowers, the credit assessment of borrowers, and the assessment of the repayment capacity of borrowers. thus, in the case of wind control systems, the fsp has both line operations and line verification。

III. REVIEW MECHANISMS

borrowers apply for loans after they are registered on the fast-e loan platform. the platform reviews applications and provides further information on borrowers. according to the support fast-e loan, it is reviewed using a combination of internationally popular web-based capture and manual clearance, which will ensure the efficiency and quality of the review once the process is automated. thus, in terms of audit mechanisms, the fsp is operating online and needs to be complemented by an offline manual review。

IV. Financial control

financial transactions for fsps are on-line. the platform entered into a cooperation agreement with the bank for funds deposits to place the funds of borrowers into the funds deposits account. the platform provides information services and post-credit management services only, i.e., the actual transfer and supervision of the funds traded by the borrower and the borrower through the funds holding account. thus, from the point of view of financial regulation, the fsp is on line。

Risk tips

borrowing investments on fsps are risky and need to be selected according to their own risk tolerance. the fsp provides sufficient risk tips and risk management measures, such as risk tips, late collections, etc. these measures do not involve sub-linear treatment. therefore, in terms of risk tips, the fsp is on line。

based on the above, fsp is an online micro-enterprise financing platform, but it also involves off-line processing and collaboration in such areas as wind verification, auditing and risk tips. as with other financial technology companies, fsps combine online and offline to provide more efficient, quality and secure services。