Today, Internet lending has become a part of society, enabling many people to access finance without the support of traditional financial institutions. However, for those without a credit record, could they be successful in lending on the Internet? This is a matter of great concern. This paper will analyse the possibility of net-privileged loans from a variety of angles。

Pure white loans

First, for pure whites, the amount, duration and purpose of the loans are important factors that affect the success of Internet lending. The likelihood of successful borrowing increases if the amount of borrowing is small, the duration of borrowing is short and the purpose of borrowing is reasonable and urgent. This is because these conditions reduce risk and make it easier for borrowers to gain trust。

Second, for pure whites to be successful in lending to the Internet, they need to choose the appropriate web-based lending platform. Some platforms have lower approval requirements for pure white households and are more focused on borrowers ' willingness and ability to repay money than on their credit records. These platforms are often more flexible in their consideration of factors and provide opportunities for pure white households to borrow。

In addition, pure whites may choose to borrow jointly with others or to choose a guarantor. Joint borrowing means borrowing with people with good credit records, which can increase confidence to some extent. The guarantor could give more guarantees to the web-based lending platform and increase the success rate of borrowing. These methods can help pure white households to increase the success rate of loans in network lending。

Finally, to be successful in lending to the Internet, it is necessary to provide sufficient personal information and supporting material. This information and material can provide evidence of the identity and ability of the borrower to repay, thereby increasing its reliability. In addition, some pure whites can improve the success of borrowing through the active development of credit records, for example, through the timely payment of utilities。

In conclusion, it is not impossible for a pure white man to borrow successfully in a network loan. Pure white households can increase the success rate of borrowing through a combination of multiple perspectives, such as small loans, the selection of suitable platforms, joint borrowing or the selection of guarantors, the provision of sufficient personal information and supporting material, and the development of a positive credit record。