With the advent of the digital age, technologies such as cloud computing, block chains, etc. have been successfully applied in all sectors, including banking. As one of the five major banks in China, the Construction Bank has launched a construction cloud tax credit product designed to provide one-stop, all-processed start-up loan services to clients with entrepreneurial aspirations. However, many clients were not yet aware of the details of the product, such as a second loan

Is it possible to make a second loan to build a cloud tax

First of all, let's get to the basics of building a cloud tax. Through cloud computing and large data risk management techniques, the product provides diversified services such as financial advice, loan applications, letters of credit evaluation, repayment supervision, withholding payments, etc. to clients using tax credit as entry points. Clients can use the product for a variety of operations, such as off-site approval, self-employment and qualification, which improves loan efficiency and client experience. However, could the product have a second loan

In fact, the construction of a cloud tax can be carried out for a second time. From the official presentation, we can see that the product is repaid in the form of an equivalent principal-rate repayment for a maximum of 36 months. If the customer pays the due amount within the repayment period, the construction of a cloud tax loan may take into account the client ' s second and more loan application based on business needs. Of course, prior to applying for a second loan, clients are required to pay their prior interest on the loan in a timely manner, as well as fees such as interest on the loan and late payment, with the relevant qualifications。

However, while the construction of a cloud tax facility would allow for a second loan, some details needed to be noted. The first is that the customer must maintain a good tax record, since the terms of the product's credit line and interest rate are directly related to the tax record. The second is that clients must pay on time, without poor records such as overdue payments, which could affect the outcome of the approval of second loans. Finally, clients need to qualify for loans to build a cloud tax, such as stable income or profit patterns, experience and background in the relevant industry。

In sum, the establishment of a cloud tax facility is a very good entrepreneurship loan product that can effectively relieve financial pressure on start-up clients and increase success rates and speed of development. Unlike traditional forms of lending, the construction of a cloud tax facility uses techniques such as cloud computing to make the loan process more intelligent, accessible and to break the time and space constraints of traditional loans. The client can make a second loan through the product, but attention needs to be paid to the details and conditions to ensure that the application is successful。