AS INTERNET FINANCE BECAME MORE AND MORE WIDESPREAD, THE P2P PLATFORM, INTERNET-BASED LENDING, RECEIVED MUCH ATTENTION. BUT IS IT REALLY CREDIBLE? IS IT SAFE? THIS IS A CONCERN FOR MANY. IN RESPONSE TO THIS PROBLEM, WE HAVE ANALYSED IT FROM SEVERAL ANGLES:

Is the Internet lender safe

Background of the Platform

THE INTERNET LOAN WAS ESTABLISHED IN 2014 AS A P2P PLATFORM UNDER THE UMBRELLA OF HANGZHOU NETWORK BANK, INC. THE PLATFORM HAS BEEN SUCCESSFULLY REGISTERED AND LICENSED FOR INTERNET LENDING. AT PRESENT, E-LOANS NOT ONLY HAVE A STRONG FINANCIAL POWER BUT ALSO ENJOY A NUMBER OF POLICY ADVANTAGES. THUS, IN THE CONTEXT OF THE PLATFORM, THE IGF IS A VERY STABLE AND CREDIBLE P2P PLATFORM。

II. Platform endorsement

Internet-based lenders are tied to the Ali system, in which the Ali Baba group and ant gold suits are the main investors. At the institutional level, Internet-based lenders have introduced a large number of Ali ' s technical and regulatory systems, which have strongly underpinned the operation of the platform. Such endorsements and support provide a guarantee for the safe and secure operation of Internet-based lenders。

III. Platform strength

AS A P2P PLATFORM, THE FINANCIAL POWER OF THE INTERNET LENDER HAS BEEN VERY STRONG. THE PLATFORM NOT ONLY HAS A LARGE USER BASE, BUT ALSO ATTRACTS A LARGE NUMBER OF INSTITUTIONAL INVESTORS AND PROVIDES ADEQUATE FUNDING FOR ITS OPERATIONS. AT THE SAME TIME, THE RISK-CONTROL MECHANISMS FOR INTERNET LENDING ARE ROBUST, WHICH SIGNIFICANTLY REDUCES THE RISK TO BORROWERS AND INVESTORS. THIS POWER IS SCARCE IN THE P2P PLATFORM, AND THEREFORE THE SAFETY AND SECURITY OF INTERNET LENDING IS ALSO GUARANTEED。

IV. Platform services

INTERNET-BASED LENDERS PROVIDE PROFESSIONAL CREDIT AND FINANCIAL MANAGEMENT SERVICES TO USERS. THROUGH THE PLATFORM, BOTH INDIVIDUAL AND ENTERPRISE USERS HAVE EASY AND FAST ACCESS TO CREDIT AND FINANCIAL MANAGEMENT SERVICES, AND THE RETURN ON INVESTMENT IS CONSIDERABLE. FROM A SERVICE POINT OF VIEW, E-COMMERCE IS ALSO A CREDIBLE AND TRUSTWORTHY P2P PLATFORM。

V. Professional honours

Over the past few years, ICLG has been actively involved in a number of industry evaluations. In 2018, Internet-based lenders were successful in many industries, such as China's 10 brands of Internet financial services. These honours attest to the standing and credibility of the Internet lender in the entire area of Internet finance。

IN THE LIGHT OF THE ABOVE, A WIDE RANGE OF PERSPECTIVES, RANGING FROM PLATFORM BACKGROUND, PLATFORM ENDORSEMENT, PLATFORM STRENGTH, PLATFORM SERVICES AND INDUSTRY HONOURS, HAVE CONCLUDED THAT WEB-BASED LENDING IS A CREDIBLE AND SECURE P2P PLATFORM。