As people change their consumption philosophy, early repayment becomes a common way of reducing burdens. In particular, early repayment is an economic and effective option for those who purchase large consumer goods, such as houses or cars. How long, then, does it take to make an early appointment at the Agricultural Bank of China

How long does it take to make an appointment for an advance payment

First, we need to know what early repayments are. Advance repayment is the act of the lender repaying the loan to the bank prior to the date stipulated in the contract for repayment. In the case of early repayment, the bank collects a certain amount of fees and liquidated money in accordance with the terms of the contract and the relevant provisions of the law。

For an advance repayment appointment with the China Agricultural Bank, the following points need to be noted:

I. Prepayment provisions

For the time being, the advance payment provisions of the Bank of Agriculture of China are more liberal and generally do not have a limit on the number of days to be paid in advance, and special repayment modalities may be set in the light of the actual situation of the client, such as loans, partial early repayments, etc。

II. APPLICATIONS FOR PREPARED REpayment

The Bank of Agriculture in China requires customers to come to the counter or to make an online application in advance, preferably about a week in advance, to ensure timely approval. In addition, the client is required to bring a valid document and a bank card for repayment in order to complete the relevant formalities。

III. Advance reimbursement costs

The Agricultural Bank of China will provide for early repayment fees for different loan products. In general, fees for early repayment are charged as a percentage of the loan balance, while default payments are calculated in accordance with the relevant provisions of the product contract provisions. It should be noted that, in making an advance payment, the client is required to consult the bank in advance on the related costs in order to avoid subsequent cost disputes。

Audit of advance repayments

When a customer makes an advance payment, the bank reviews and processes the client ' s application for an advance payment. The review usually takes between one and three working days, and the results can be obtained by the client through a short message from the bank or by telephone. When applying for an advance payment, the review period may also be extended if the client is involved in advice and authorization from other agencies or guarantors。

On the basis of the above, how long does it take to make an appointment for “an advance payment of the agricultural sector?” On this issue, we can conclude that there is no role analysis decision-making and that, in different cases, appointments are made at different times。