In order to ensure the security of funds and the accuracy of account management, as one of the commercial banks in our five major countries, the construction banks require, in some cases, that their clients visit the bank counter in person to conduct their business. Among them, the operation of running water also requires, to some extent, personal presence. However, there are specific rules and special circumstances that require our analysis, as to whether there is a need for personal access to the bank。

Does building a bank need to go in person

First of all, let's find out what is called “water-flowing”. It is the use of a bank counter by a client to print the information on its own income, expenditure or financial flows from other banks or other channels into a paper-based bank flow document. Typically, the client is required to provide a bank card for the corresponding account and to ensure that one of the following conditions is present in order to carry out a water-flowing business: a credit card, loan or other business; and a water-flowing bill as a financial certificate, such as a loan application or business cooperation。

On the basis of these requirements, some clients find it difficult to go to the bank to carry out water operations, possibly because:

First, working hours conflict. Many clients may work at the bank during their working hours or perform other important activities, and it is difficult to spare time to go to the bank in person to deal with water-flowing matters。

Secondly, the issue of geographical distance. Some clients may live far from the bank and require more time and effort to go to the bank。

There are also special circumstances that may prevent the client from going to the bank in person to carry out water-flowing operations, for example due to illness or reduced mobility。

It should be noted, however, that different banks have different requirements for running water. Some banks support running water online, and customers can print water bills only if they operate in online or mobile banks. Clients in this way do not need to go to the counter in person, which is easy and saves time. Other banks require the client himself to go to the counter, mainly to ensure the security of the client's own information。

In general, in most cases, construction banks need to go to the counter in person. However, in the event of conflicting working hours, geographic distance or special physical condition of the client, it is possible to try to run water online or to contact a banker ' s service to see if there are other means of doing so。