With the rapid growth of Internet finance, more and more people are beginning to choose on-line loans, of which SAFE is a popular Internet finance platform. So how's the safe and inclusive loan process going? In order to help you better understand the safe and inclusive loan process, we will then analyse it from several angles。

Safe and inclusive loan process

I. CONDITIONS FOR APPLICATION

First of all, we need to focus on the requirements for safe and inclusive application. At present, the criteria for safe and inclusive use are more stringent and require the following:

1. Between the ages of 18 and 60

Having a fixed and steady job or business

3. A stable source of income

4. Real name certification in Safe and Inclusive。

All the above conditions are met for the applicant to obtain a loan. Therefore, before an application is made, there is a need to carefully check the conditions of the application to avoid failure。

II. Lending process

Next, let's look at the safe and inclusive loan process. The process can be divided into the following steps:

1. REGISTRATION AND REAL NAME CERTIFICATION ON THE SAFETY AND SECURITY SERVICES NETWORK OR APP

Fill out the loan application form and provide the necessary information in the safe and inclusive manner

3. An assessment of the applicant ' s credit position following the review of the application for a safe and inclusive loan

4. If the results of the assessment meet the requirements, the Peace and Reintegration Council will give the amount and duration of the loan according to the applicant ' s repayment capacity and needs

5. The applicant agrees to the loan programme and enters into a loan contract

6. The amount of the loan is credited to the applicant ' s designated account by the Safe and Inclusive Benefit

7. Payment by the claimant in the manner and at the time agreed upon in the contract。

It is important to note that in the course of the loan process, safe and inclusive auditing and evaluation is a very important element, so that applicants must provide accurate and complete information and supporting documentation and ensure that their credit records are good so that they can pass the process。

Strengths and weaknesses

Finally, we look at the strengths and weaknesses of the safe and inclusive loan process over other platforms。

Advantages: The process of applying for a safe and inclusive loan is simple, with only relevant information to be completed online and no paper documents to be submitted. It also provides borrowers with more flexible repayments, which can be selected on the basis of their needs. In addition, it provides lower interest rates and longer loan terms to meet the needs of the majority。

Deficiencies: currently, safe and inclusive loan terms are more stringent and small, and may not be sufficient for some people with higher loan needs. In addition, there have been a number of rejections, which may have an impact on individual credit records。