the bank's e-payment is an electronic payment service introduced by the bank of commerce and industry of china to facilitate offline payments by users. so, is it possible to transfer the money from the bank? an analysis of this question from many angles allows us to arrive at a more comprehensive and objective answer。

can you transfer the money

first of all, we can look at the value of the payroll's own payment. the bank e is paid as an electronic payment service, mainly for consumer scenes of users, including shopping, fees, etc. from this point of view, the bank ' s payments are more focused on the ease and security of consumption, and transfers are not one of its main functions, so direct transfers on the bank ' s payments are unlikely。

secondly, we can look at the channels through which business banks transfer. as one of china ' s leading large banks, the bank of commerce and industry has a comprehensive transfer service. users can carry out transfers through internet and mobile banking channels such as bboc, and bbo ' s account can also be tied to bbo ' s account. therefore, if a transfer operation is required, the user can do so through the business bank ' s transfer channels, rather than using the payrolle directly。

in addition, we can look at the overall situation in the payment industry. at present, china has a well-developed payment industry, which includes not only third-party payment instruments such as payroll e, but also more common forms of payment, such as the payment of treasures and micro-credit payments. these forms of payment provide a transfer function and users can easily carry out individual transfer operations. by contrast, the payroll e payments do not feature prominently in the transfer function, and are more focused on the collection of payments by businesses. therefore, if a user has a need for a transfer, a more suitable method of payment can be chosen, rather than being limited to the platform of payroll e。

in the light of the above, from a number of points of view, the bank ' s e-payments do not allow direct transfer operations. although payroll e-payments are a convenient and fast electronic payment tool, their main function is more in favour of consumer scenes than in the case of transfers between individuals. if the users need to make transfers, the demand can be met through the transfer channels of business banks or by choosing other means of payment。