“Message flower” is a consumer loan made exclusively for persons who have no or poor credit records. This is characterized by a relaxation of the requirements for personal credit history and proof of income, which generally requires only valid identification and basic information. As a credit company that specializes in the provision of consumer loans and instalments, a similar product will naturally be introduced. So, can you pass the money in the mail

Can you pass the money in the mail

First, we need to understand the concepts of letters and flowers. Letters refer to a credit reporting system, which is a system of record-keeping of personal credit records and covers information on individuals ' history of borrowing, payment habits, overdue situations, etc. Letter flower is a type of loan product that is provided to persons who have no or poor credit records. Because the credit records of such groups are not good enough to be able to borrow money through traditional lending channels, there is a need for “mail collections” as a lending product that eases requests for approval。

And then we need to analyze the people that fit the product. In general, it applies to the following groups: (1), groups at the initial stage of credit records; (2), groups that have experienced minor delays; (3), groups whose job is unstable and whose income is stable, but whose income is stable; and (4) persons who have a better monthly income, but who have had a large overdue or outstanding record in the letter records. If you have one or more of the above, you can consider applying for a letter flower product。

Finally, we need to analyse the specific application process and clearance requirements for the Chinese-Chinese consumer financial “mail collection” products. In general, you are required to provide your identification, bank card information and other basic information to apply for, and in most cases to contact you by telephone or by text. Following this review, you can obtain a loan of the same amount and repay it in instalments within the specified period. It should be noted, however, that repayments are still required at the required time and amount in the loan process and that late repayments will affect credit records and thus future loan applications and related credit operations。

In the light of the above, it is recommended that, in order to obtain a clear picture of the status of the letter and the requirements for the review of the CCP, a comprehensive measure should be made to ensure that the application is not blind。