as financial technology continues to develop, web-based lending platforms have become new sources of access to credit. of these, e-loans, as one of the leading financial technology firms in the country, have attracted a growing number of users through their efficient and accessible services. however, after borrowing, many began to focus on whether borrowing had been successful. below, the paper will analyse how a loan is known to be successful from several angles。

how do you know it didn't work

i. looking at personnel accounts

after the borrower has applied for a loan from the platform, the e-loaning committee reviews the applicant and, upon approval, transfers the money to the personal e-loans account. thus, it is also a more intuitive way for borrowers to check whether they are on board through their personal accounts。

II. LOOKING AT BANK CLASS

the borrower ' s bank card is tied to the e-loaning account and, if the loan is successful, e-loans the money into the tied bank card. thus, borrowers can determine whether they have succeeded by checking the flow of the bank card。

III. RESPONSES OF CONCERNING DATES

After the successful borrowing, the borrower is also required to repay the loan in accordance with the agreed repayment plan. If the borrower repays according to the plan, then the loan is successful. Of course, if the borrower fails to pay on time, issues such as default will need to be considered。

contact e-creditor service

if neither of the borrowers is able to confirm the success of the loan, a direct contact may be made with the client who is seeking the loan. e lending has a professional customer service team that can assist borrowers in solving problems。

overall, the above four approaches can help borrowers to confirm whether a loan has been successful. however, it was suggested that borrowers, after confirmation of success, must pay in time to avoid such problems as default。