TODAY, MORE AND MORE PEOPLE ARE CHOOSING TO BUY CARS IN INSTALMENTS. FOR THESE INDIVIDUALS, THE 4S INSTALMENT SCHEME IS A VERY GOOD OPTION. IT IS IMPORTANT TO UNDERSTAND THE WHOLE PROCESS IF YOU ARE CONSIDERING THE PURCHASE OF VEHICLES THROUGH AMORTIZED PAYMENT FROM 4S。

the car purchase process at 4s

FIRST, YOU HAVE TO CHOOSE A CAR 4S STORE, WHICH IS BEST FOR YOU, EITHER BY SEARCHING ONLINE OR BY ASKING FRIENDS AND FAMILY ABOUT THEIR ADVICE. AFTER CHOOSING 4S, YOU NEED TO INDICATE TO THE SALES STAFF THAT YOU INTEND TO PURCHASE THE VEHICLES USING THE INSTALMENT SCHEME. THE SALESMAN WILL GUIDE YOU TO THE VARIOUS INSTALMENTS AND INTEREST RATES AND WILL INFORM YOU OF THE ADVANTAGES AND DISADVANTAGES OF EACH。

IF YOU DECIDE TO USE THE INSTALMENT OF THE 4S, YOU WILL HAVE TO SUBMIT AN APPLICATION. WHEN YOU COMPLETE YOUR APPLICATION, YOU NEED TO PROVIDE SOME PERSONAL INFORMATION, SUCH AS A NAME, ADDRESS, TELEPHONE NUMBER, ETC. YOU ALSO NEED TO PROVIDE SOME FINANCIAL INFORMATION, SUCH AS ANNUAL INCOME, JOB STABILITY, ETC. THIS INFORMATION WILL ASSIST THE 4S STORE IN ASSESSING YOUR CREDIT POSITION IN ORDER TO DECIDE WHETHER TO ACCEPT YOUR APPLICATION AND THE INTEREST RATE OF YOUR INSTALMENT PROGRAMME。

ONCE YOUR APPLICATION IS APPROVED, YOU WILL HAVE TO PAY THE DOWN PAYMENT. THIS IS A SUM OF MONEY THAT YOU HAVE TO PAY WHEN YOU PURCHASE A VEHICLE, USUALLY ABOUT 101 TP3T OF THE TOTAL VEHICLE PRICE. NEXT, YOU CAN CHOOSE YOUR VEHICLE NUMBER AND CONFIGURATION AT 4S. IF YOU HAVE ANY QUESTIONS ABOUT THE SELECTED VEHICLE, YOU CAN ASK THE SALESMAN。

Once you have chosen the vehicle and agreed on the instalment scheme and interest rate, you can sign the contract for the purchase of the vehicle. You need to ensure that the terms and conditions of contracts are carefully read when they are signed. The amount and date of each payment shall be specified in the contract and, after the signing of the contract, whether or not you purchase the vehicle, you shall be deemed to have committed to pay these amounts。

THE LAST STEP WAS TO MAKE A DOWN PAYMENT AND THEN BUY THE SELECTED VEHICLES AT THE BANK AND AT THE 4S. BEFORE THE FINAL INSTALMENT IS PAID, YOU ARE REQUIRED TO PAY THE MONTHLY INSTALMENTS IN ACCORDANCE WITH THE CONTRACT AT THE AGREED DATE。