in recent years, with the bursting of the car market, more and more people have chosen to buy their own car-loans through car loans. sometimes, however, applications for car loans are rejected by the 4s, which puzzles many consumers as to whether there are other options. so, when the loan is turned down, will the 4s find a way for you

will you find a way to get rid of the 4s

first, it needs to be made clear that 4s is not a bank or financial institution, but rather a place where the sale of cars and after-sale services are provided. as a result, shop 4s generally does not have the capacity to review or approve car loans directly, but rather cooperates with cooperating financial institutions, which examine and determine the outcome of applications for car loans. as a result, shop 4s was usually unable to address the issue directly when the car loan was rejected。

however, while 4s did not directly address the rejection of the car loan, they could still provide some assistance and advice in this regard. first, they can learn from the purchaser the reasons for the specific refusal and, based on their own experience, give some advice, possibly due to poor credit records, inadequate repayment capacity or other reasons. as a result, the purchasers will be able to understand their problems, address them in a targeted manner and increase the chances of success in their next application for a car loan。

second, in the event of a refusal of a car loan, shop 4s may also recommend car buyers to other financial institutions for application. while 4s works with a financial institution, this does not mean that the purchaser can only obtain a car loan through this financial institution. 4s stores usually work with a number of financial institutions, where car buyers can choose other suitable car loan schemes, depending on their needs and conditions, to increase the chances of reapplying for success。

in addition, a number of large 4s can provide their own financial services, such as car purchase instalments, vehicle mortgages, etc. while these financial services tend to be slightly higher than those of banks or other financial institutions, they remain a helpful option for some consumers with poor credit records. car buyers can consult the financial services of the 4s to see if other solutions are available。

in the light of the above, while the 4s can not directly address the rejection of the car loan, they still have some assistance and advice in this regard. they were able to find out the reasons for the refusal and to provide targeted advice to the car buyers; they could recommend to other financial institutions to apply; and some of the large 4s also provided their own financial services. car buyers can find other solutions through collaboration with shop 4s, which increases the chances of reapplying for success。